Cash Flow Clarity for UK Businesses

Know exactly where your money stands — always.

We combine expert accounting with Fathom-powered financial intelligence so you always have a clear, live picture of your cash flow — not just at year end, but every single month.

Free initial consultation
No long-term contract
IAB regulated practice
Your Cash Flow — Live View
Powered by Fathom
Cash In
£18,400
↑ 12% vs last month
Cash Out
£11,250
↑ 4% vs last month
Net Position
£7,150
↑ Strong
6-Month Cash Flow
Jan
Feb
Mar
Apr
May
Jun
01

See your cash position in real time

No more waiting until year end to understand how your business is performing. Live data, always.

02

Plan ahead with confidence

Fathom-powered 36-month forecasts and scenario planning so you can make decisions before problems arise.

03

Never miss a deadline again

Tax, VAT, payroll, and compliance — all handled on time, every time. You focus on growing the business.

Financial intelligence built into every engagement

Most accountants give you a set of accounts once a year. We give you a live financial picture every month — including cash flow forecasts up to 36 months ahead, scenario modelling, and visual reports you can actually understand.

Powered by Fathom and integrated directly with Xero and QuickBooks, your numbers are always current, auditable, and presented in plain English.

Three-way cash flow forecasting
P&L, Balance Sheet, and Cash Flow — always in sync
Scenario planning for real decisions
Model a new hire, a loan, or a quiet quarter — before it happens
50+ KPIs tracked automatically
Profitability, growth, and cash flow — monitored without lifting a finger
Visual reports delivered monthly
Clear charts and commentary, not spreadsheets of raw numbers
12-Month Cash Flow Forecast
Three scenarios modelled · Updated monthly
Base Case
£94,200
Current trajectory
Optimistic
£118,500
+26% upside
Conservative
£71,000
Stress tested
Projected Cash Position (months 1–9)
Historical
Actual
Forecast
Illustrative data only

Everything your business needs to stay clean, compliant, and clear

Every service is delivered with Fathom reporting built in — so you always see the financial impact, not just the task completed.

Always accurate

Bookkeeping

Monthly records, reconciliations, and cloud reporting. Your books are always current — ready for any decision, any inspection, any moment.

Zero surprises

Tax Returns

Self-assessment and corporation tax prepared, reviewed, and filed on time. You'll know what's coming well before the deadline.

Deadline-proof

VAT Returns

MTD-compliant submissions for every VAT scheme. We manage the cycle so it never lands on your plate unexpectedly.

Your team, sorted

Payroll

RTI submissions, payslips, pension auto-enrolment, and PAYE — processed correctly every pay run, without you lifting a finger.

Real visibility

Management Accounts

Monthly Fathom-powered reports showing exactly how your business is performing — in charts and plain language, not just numbers.

Think ahead

Cash Flow Forecasting

Scenario-modelled forecasts up to 36 months ahead. Know your cash position before it becomes a problem — and plan for growth with confidence.

From hello to financial clarity in four steps

Getting started is straightforward. We take the time to understand your business first — then we build a service around you, not a template.

1

Tell us about your business

A few quick questions online — takes under 3 minutes. No commitment required.

2

Free 30-minute consultation

We review your current situation and show you exactly what clarity looks like for your specific business.

3

We set up your Fathom dashboard

Connected to your Xero or QuickBooks, live from day one. You see your finances in real time immediately.

4

Monthly clarity, every month

Accounts, reporting, forecasts, and compliance — all handled. Your monthly report lands in your inbox, ready to act on.

Ready to see what your finances actually look like?

Start your free consultation

Regulated, insured, and built around your trust

Cashflow Accounting Consultants Ltd is a fully regulated IAB accountancy practice registered in London. We're AML certified, ICO registered, and carry full professional indemnity insurance — so you're protected at every step.

What matters most is the clarity and confidence we bring to your finances. The credentials simply mean you can trust that we'll do it properly.

S
Stephen Okelo
Director · IAB AML Qualified · London
IAB Regulated Practice
Membership 500232477
AML Practising Certificate
Valid to April 2027
£250,000 Indemnity Cover
AXA XL · Active
ICO Data Protection
Ref. ZC115337 · GDPR
Making Tax Digital Ready
Xero · QuickBooks · Fathom

Insights to keep your cash flow clear

Full articles coming soon
Fathom

What a 12-month cash flow forecast actually tells you

A Fathom forecast isn't a crystal ball — it's a decision-making tool. Here's how to read it and act on it every month.

Tax

The HMRC deadlines every UK business owner must know in 2026

Miss one and the penalties stack fast. Here's a plain-English calendar of every key tax date for sole traders and limited companies.

Bookkeeping

Five signs your bookkeeping is costing you more than it saves

Bad data leads to bad decisions. These are the warning signs that your records need urgent attention — and what to do about them.

Let's start a conversation

Leave your details and we'll be in touch within one business day to arrange your free consultation. No obligation, no pressure.

Free 30-minute consultation
Response within one business day
No commitment required

We respect your privacy. Your details are never shared with third parties. See our Privacy Policy.

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Office Address
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ
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See your cash flow clearly — starting this month

Book a free consultation. We'll connect your accounts, set up your Fathom dashboard, and show you exactly where you stand — within days, not months.